Can anyone recommend a Credit Card from the list that will help me repair my credit? High Annual Fee and Rate is not a problem as it's a price I'm willing to pay to get back on track. I've tried with Orchard Bank and Premier bank and been have be denied to get this...to many charge offs. Maybe I should stop trying eh?
If you have been denied by First Premier and Orchard Bank (I have both of them), then you should DEFINITELY STOP applying for credit cards right now. Have you started disputing and writing letters regarding the charge-offs on your reports? How long since the last activity on those accounts? Start by fixing the mess you currently have before you get even deeper into it. I have been paying down my credit cards, finally got all balance below the credit limit and close to paying off in full, paying on time, disputing everything, and I finally got approved for an Orchard Bank card last week (just got it today) and it's a step above the other card. One step at a time...
