Re: Re: Re: Re: Re: Re: Re: Credit card I HAD to post when I heard this. I've been lurking since I've stopped posting and have been using the board's advice. I understand your predicament completely. I had a mother that made Joan Crawford look like Alice in Wonderland. Don't listen to the people that don't believe you. It's hard to be in a family full of crazies and find your way clear. I would consult an attorney if you can afford it. Take all of your evidence and let them handle it. I am sure that when the credit card company sees the evidence that they will call the fraud charges into question. In fact, my ex boyfriend did something like this, and the bank didn't even question the fraud. He wrote out some checks for services and goods (one of which was my child's private school-AFTER the check had cleared HIS bank) and then decided to go shopping with the money instead. He then called the bank and reported that the checks had been stolen(never mind that he had signed and presented them ALL). The bank took him at his WORD. If they had done the most obvious of things and even checked the signature, they would have seen that it was his. Checking the fingerprints would have further proven that he was lying. I paid the money back to the school myself in cash while he went on a shopping spree-it was Christma, natch! By the way, I had deposited MY money into the account. I never got it back. The school offered to file charges against him for the fraud which we COULD prove, but I chose not to. Being 87 has nothing to do with it. My grandmother was as cunning and ruthless right up to the day she died, at 92. And your grandfather had help from his daughter, so he's not alone in this. They'll both be facing possible jail time for their roles in it. Once it is all over and done, remove them both from your life. I wish I had done so instead of listening to my "friends" about family and all that. Funny how I should stay around be cause she was my mother, but she treated my like a slave- I was her daughter!It would have saved me money, heartbreak and betrayal. Not to mention the therapy. And remember this: Family will f*ck you first.
Re: Re: Re: Re: Re: Re: Re: Credit card I HAD to post when I heard this. I've been lurking since I've stopped posting and have been using the board's advice. I understand your predicament completely. I had a mother that made Joan Crawford look like Alice in Wonderland. Don't listen to the people that don't believe you. It's hard to be in a family full of crazies and find your way clear. I would consult an attorney if you can afford it. Take all of your evidence and let them handle it. I am sure that when the credit card company sees the evidence that they will call the fraud charges into question. In fact, my ex boyfriend did something like this, and the bank didn't even question the fraud. He wrote out some checks for services and goods (one of which was my child's private school-AFTER the check had cleared HIS bank) and then decided to go shopping with the money instead. He then called the bank and reported that the checks had been stolen(never mind that he had signed and presented them ALL). The bank took him at his WORD. If they had done the most obvious of things and even checked the signature, they would have seen that it was his. Checking the fingerprints would have further proven that he was lying. I paid the money back to the school myself in cash while he went on a shopping spree-it was Christma, natch! By the way, I had deposited MY money into the account. I never got it back. The school offered to file charges against him for the fraud which we COULD prove, but I chose not to. Being 87 has nothing to do with it. My grandmother was as cunning and ruthless right up to the day she died, at 92. And your grandfather had help from his daughter, so he's not alone in this. They'll both be facing possible jail time for their roles in it. Once it is all over and done, remove them both from your life. I wish I had done so instead of listening to my "friends" about family and all that. Funny how I should stay around be cause she was my mother, but she treated my like a slave- I was her daughter!It would have saved me money, heartbreak and betrayal. Not to mention the therapy. And remember this: Family will f*ck you first.
Re: Re: Re: Re: Re: Re: Re: Credit card I HAD to post when I heard this. I've been lurking since I've stopped posting and have been using the board's advice. I understand your predicament completely. I had a mother that made Joan Crawford look like Alice in Wonderland. Don't listen to the people that don't believe you. It's hard to be in a family full of crazies and find your way clear. I would consult an attorney if you can afford it. Take all of your evidence and let them handle it. I am sure that when the credit card company sees the evidence that they will call the fraud charges into question. In fact, my ex boyfriend did something like this, and the bank didn't even question the fraud. He wrote out some checks for services and goods (one of which was my child's private school-AFTER the check had cleared HIS bank) and then decided to go shopping with the money instead. He then called the bank and reported that the checks had been stolen(never mind that he had signed and presented them ALL). The bank took him at his WORD. If they had done the most obvious of things and even checked the signature, they would have seen that it was his. Checking the fingerprints would have further proven that he was lying. I paid the money back to the school myself in cash while he went on a shopping spree-it was Christma, natch! By the way, I had deposited MY money into the account. I never got it back. The school offered to file charges against him for the fraud which we COULD prove, but I chose not to. Being 87 has nothing to do with it. My grandmother was as cunning and ruthless right up to the day she died, at 92. And your grandfather had help from his daughter, so he's not alone in this. They'll both be facing possible jail time for their roles in it. Once it is all over and done, remove them both from your life. I wish I had done so instead of listening to my "friends" about family and all that. Funny how I should stay around be cause she was my mother, but she treated my like a slave- I was her daughter!It would have saved me money, heartbreak and betrayal. Not to mention the therapy. And remember this: Family will f*ck you first.
Re: Re: Re: Re: Re: Re: Re: Credit card well said but did you have to say it 4 times.. I guess you really wanted to drive the point home eh
Re: Re: Re: Re: Re: Re: Re: Credit card I'm just thinking out loud here, I have several family members like the grandpa mentioned in the original post. How would MBNA react if they received a letter from the poster explaining the situation, with the grandpa-poster agreement attached? It's difficult enough to dispute truly fraudulent charges with MBNA, so I wonder just how pissed off they would be if they realized that grandpa dearest is trying to take them for a ride. The best piece of advice for the future: don't borrow money from your own family. It has the word "trouble" written all over it. But you alread know that. Hang in there, PawMix
Re: Re: Re: Re: Re: Re: Re: Re: Credit card Probably a site foul up - not intentional. ><- <>- ><- <>
Anymore ideas on how I can handle this situation? Here's a weird new twist on this story. I sent my mother, who had previously said that she was 'handling the matter' on behalf of my Grandfather, a demand letter for the true amount of debt owed. She returned a dated, handwritten note with the third check "VOID"ed and said I need not repay anymore of the loan. She said the loan was forgiven. However, SHE is not the person I owe the money to. What she is doing is blocking my ability to communicate with my Grandfather. What to do now?
Be sure to tuck that note and voided check away in a safe place. Have you got any other family who could mediate this dispute for you?
My family is like Jerry Springer's show. That is why I moved out...and I have not spoken to any of them since this occured. Finding any "help" within the family is slim & none at this point. Although I would like to try and will, I have doubts. Serious doubts.
Sorry... The site was having issues when I posted. In fact, it posted my post as a subject of its own. I couldn't do a proper search, either. I apologize. I would have deleted it if it had posted right away, but there's nothing I can do about it now. The admin would have to delete the extra 3 posts.
Need an attorney's POV on this.. I feel I need to revise what I originally said, stating all the facts in one post. After that new post, I hope to put a link to it here. I can pay back a majority of this money almost immediately (even over and beyond what ** I ** charged), but not if I have to hire an attorney too. From what I have been told, the D.A. would drop the charge if: 1) An attorney brought to their attention all the facts, most of which my mother has not brought up 2) The D.A. believed me AND believed they could not convict at a jury trial 3) I have the total amount owed available to satisfy the debt to MasterCard, immediately 4) I agree to not contact the victim further and state to the D.A. that no future contact will occur under any circumstances This is hurting me emotionally, financially and otherwise. I hope an attorney will weigh in on my new post, once I have made it.