Credit card, no credit check

Discussion in 'Credit Talk' started by kj, Jun 12, 2003.

  1. kj

    kj Well-Known Member

    Are their any credit cards that don't require a credit check THAT also do report to the 3 CRA's to establish first time credit?
     
  2. ficofightr

    ficofightr Well-Known Member

    there are a few but will charge you fees, like annual fee, monthly fee, and very high interest and late fees.

    If you can get a secured card, that's much better way to go. The amount of $ you end up spending for these sub-prime cards you might as well bite the bullet early on and put $1000 or down for a secured card.

    Just my 2 cents, good luck.
     
  3. GEORGE

    GEORGE Well-Known Member

    Never seen any that don't have an "UP-FRONT" fee of $400+

    APPLICATION FEE
    PROCESSING FEE
    DEPOSIT ACCEPTING FEE
    MEMBERSHIP FEE
    STATEMENT PROCESSING FEE
    MAILING FEE
    PAYMENT ACCEPTING FEE

    FEE FEE<---------I MADE THAT ONE UP...

    :)
     
  4. rocket1977

    rocket1977 Well-Known Member

    Most of these cards are nothing more that glorified ATM cards. You deposit your own money, and they charge you like 75¢ a transaction, and outreagous annual fees, and participation fees to use YOUR OWN money they require you to deposit.
     
  5. alent1234

    alent1234 Well-Known Member

    Are you talking about getting credit for the first time or fixing bad credit? If it's the first one then just get a gas card or something for 6 months and buy something from the gas station once a month for 6 months to establish credit.
     
  6. Sheepshead

    Sheepshead Well-Known Member

    Re: Re: Credit card, no credit check

    It's a French card, GEORGE. The cardholder feels liberated but then suffers from memory lapse.
     
  7. aaron24

    aaron24 Well-Known Member

    Re: Re: Credit card, no credit check

    hahaha. lol.
     
  8. Amy B

    Amy B Well-Known Member

    ah, likemindedness. :)
     

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