Are their any credit cards that don't require a credit check THAT also do report to the 3 CRA's to establish first time credit?
there are a few but will charge you fees, like annual fee, monthly fee, and very high interest and late fees. If you can get a secured card, that's much better way to go. The amount of $ you end up spending for these sub-prime cards you might as well bite the bullet early on and put $1000 or down for a secured card. Just my 2 cents, good luck.
Never seen any that don't have an "UP-FRONT" fee of $400+ APPLICATION FEE PROCESSING FEE DEPOSIT ACCEPTING FEE MEMBERSHIP FEE STATEMENT PROCESSING FEE MAILING FEE PAYMENT ACCEPTING FEE FEE FEE<---------I MADE THAT ONE UP...
Most of these cards are nothing more that glorified ATM cards. You deposit your own money, and they charge you like 75¢ a transaction, and outreagous annual fees, and participation fees to use YOUR OWN money they require you to deposit.
Are you talking about getting credit for the first time or fixing bad credit? If it's the first one then just get a gas card or something for 6 months and buy something from the gas station once a month for 6 months to establish credit.
Re: Re: Credit card, no credit check It's a French card, GEORGE. The cardholder feels liberated but then suffers from memory lapse.