Capital One says I have an account which I do not have. Per Capital, opened in 1997. They also have an inquiry there from 2002. Years ago I had an account with them, part of a BK discharge almost a decade ago. In any case I certainly did not open another account with them and I would know if I had one if their cards. What are my steps? Also, them first or the CRA? I was thinking the CRA but then since Capital has an unauthorized inquiry AND incorrect reporting what to do with that part. Nit itching to sue but what is suggested?
