credit card offer question

Discussion in 'Credit Talk' started by marc04, Aug 26, 2001.

  1. marc04

    marc04 Well-Known Member

    When you receive a solicitation for a credit card and the creditor did a soft inquiry(prm) on your credit report, when you apply(reply), what are the chances the creditor will actually use that particular credit bereau for the application??
  2. Momof3

    Momof3 Well-Known Member

    From my experience they pulled from a different bureau when I applied.
  3. roni

    roni Well-Known Member

    Look closely at the wording of the offer letter.... Does it say pre-approved or is it just an invitation to apply. Pre-approved no report, Invite, mostly likely subject to a hard inquiry from one or more bureaus.

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