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credit card offer

Discussion in 'Credit Talk' started by Shelby, Mar 27, 2001.

  1. Mar 27, 2001 #1
    Shelby

    Shelby Well-Known Member

    I received a "Guaranteed Approval" credit card offer today from First National Bank of Marin. Anybody familiar with this company? Is this the same as First National Credit? It is a secired, or partially secured, depending on your credit limit. They charge a $49 processing fee and an annual fee of $72. They charge a $200 security deposit to the card and then your limit will be $200-600 (probably $200) Anybody have this card or one similar? Is it worth it?
     
  3. Mar 28, 2001 #2
    lucy

    lucy Well-Known Member

    I have read a lot of bad things about them. Perhaps you should check out E-opinions and the like. They have lots of complaints on different sites. I would compare them to Cross Country Bank.
     
  4. Mar 28, 2001 #3
    lucy

    lucy Well-Known Member

    Also check out this: Dozens of complaints:

    http://www.thecomplaintstation.com/f/firstnatbank_toc.htm
     
  5. Mar 28, 2001 #4
    sam

    sam Well-Known Member

    its not worth it.

    First try: Aria.com, then Capitalone secured..

    Aria will give you a unsecured card if you have 6 months good tradelines to date. Albeit high fees, unsecured. Cap 1 usually likes to give out $49 for $400 or $99 for $500 secured lines.
     
  6. Mar 28, 2001 #5
    Michael

    Michael Guest

    Honestly you are better off with even Net First Nat. Bank than these guys!
     

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