Ok old thread here.... but I've got some updates here, you guys have been helpful so far Arrow Financial has never responded to me what so ever in the past year+, never validated, and never reported it to any CRA.... should I just leave this alone since they have done nothing with it? The bounced check from Certegy is off my report... seems certegy thought equifax was handling it and equifax thought certegy was handling it, so when I disputed it noone could validate it and it was taken off. Capital One was disputed as never late and now I have a clean record with them, all payments show as on time. So overall I think I've done ok? TCF is still a hanging issue, I need to pay them their $74 so it shows as paid. Think its possible to do paid for deletion over a measly $74? Or should I just leave it so its gone 2-3 years earlier... if I pay it it will update and stay on for 7 more years right?
Re: Re: Credit Card Problems, new to this. I am not sure about this maybe others will verify what I'm saying, but if this is a collection account then it will come off your report 7 years (+180 days) from the Date it first went delinquent (DOLA or Date of Status)
Re: Re: Credit Card Problems, new to this. Think its possible to do paid for deletion over a measly $74? Or should I just leave it so its gone 2-3 years earlier.. Dulanic =============== If they won't delete for payment what's the point in paying it ?????????? THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""'''