credit card refunds ?

Discussion in 'Credit Talk' started by Mike, Dec 21, 2000.

  1. Mike

    Mike Well-Known Member

    i have recently bought some jewellery on visa card do i have any rights on refunds if not wanted
  2. Creditinsi

    Creditinsi Guest

    Using a credit card or cash doesnt affect a store's refund policy, if you return something and you paid with a credit card they will simply refund your account. :)


    Free Credit Help!
  3. netKat

    netKat Guest

    You do have some additional rights because of using a credit card to make the purchase, under certain circumstances. If the store will not take back the item, you may be able to utilize a "dispute" in order to get a refund. If the goods or services were not satisfactory, you should consult your credit card issuer and see if this is an avenue to pursue.

  4. sam

    sam Well-Known Member

    Many platinum cards come with extra buyers protection , etc, to cover you in this event. Read your member benefits, and certainly call your credit card company.

    like my cap 1 secured card, i didn't know they had a merchant resolution department who will abritrate such things for you as a "hidden" benefit of being a member. Nice folks, superb customer service!

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