Problem: I have 3 major credit cards, a Discover platinum, an Amex Blue and a Citibank Platinum Select. All three have excellent credit limits. I like all of these cards, they have great Apr's and benefits as well. As far as I know, these are all prime cards. The last card I received was the Discover Platinum about 3 weeks ago. I got this card because I like the idea of getting cash back. However, I like my Amex Blue and Citibank as well. If I use the Discover for all purchases, my other cards will have very little activity. I want to keep all of my accounts active and in good standing. What should I do, use only 1 card out of the three or divide spending limits among all 3 cards to keep all accounts active. If I do the latter, my cash back bonus won't be as great, but that really is too important when you consider the benefits of the other cards as well. Wouldn't my credit reports look better if I had 3 accounts with equal usage from month to month? I do not want to close any of these accounts. What are your thoughts and opinions on this matter? Solution: I need everyone's thoughts and ideas on the matter, please assist me.