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Discussion in 'Credit Talk' started by tommyy, Oct 15, 2001.
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Thanks to this WONDERFUL board, I started with an Orchard bank card ( 250 limit increased to 500, Orchard rules), and now have NextCard (secured), GetSmart (Providian unsecured), and a "Tar-jay" (Target) card. You could prbably try Cap One, they hate me because they had a write-off with me five years ago but your luck would probably be better..
Check out millcbs.com for specific info on what creditors pull what reports.
I am just above 600 on EX and mid 600s on TU. Exp mid 500s-got both First Premier and FNCC. People on this board will tell you that both of these cards are iffy...they'll start you w/low balances and a lotta up front rates-but getting these two cards and rebuilding is what pushed my scores up once they aged...and I have been able to get CL increases on both. I got providian when my credit was terrible-scores had to be below 600.
Citi is a pretty good card though. You may wanna check cap 1, although I didn' t have very good experiences w/ them in terms of applying payments on time, changing my address properly when I moved, and getting CL increases.