1. Jun 23, 2008 #1
   

   mellowone Well-Known Member

   For people who've actually been to court: Did the judge rule that your credit card was an open or written agreement?

    

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3. Jun 23, 2008 #2
   

   apexcrsrv Well-Known Member

   Depends on the jurisdiction but, you can present the U.C.C. argument anywhere.
   
   Sometimes works.
   
   Also, see if there is a choice of law provision in the Agreement. If so and it is shorter, try the borrowing statute manuever.