I'm keeping the following accounts I have open. 1. ICCU Visa, $300 limit, 11.89% fixed rate, Opened 07/2000, 25 day grace 2. Capital One Visa, $950.00 limit, 12.9% Fixed Rate, Opened 08/2000, 25 day Grace 3. Capital One Visa, $1,000.00 limit, 12.9% Fixed Rate, Opened 09/2000, 25 day Grace All of these accounts have no annual or monthly fees, and my birthdate is the correct one for them. The following accounts are going to be closed once they are paid in full: 1. Chase Platinum Mastercard, $8500 limit, 2.99% till January 2002, 14.24% Fixed after, 25 day grace, Opened 07/2001 2. Bank of America Visa Gold Cash Rewards, $6,000 limit, Prime+ 8.99%, 25 day grace, Opened 06/2001 I am closing these accounts for 2 reasons: A. They both have my birthdate showing me 2 years older. I am 17; they think I'm 19, and that isn't good at all. B. I feel it's just too much available credit, and with my current income, there is no reason I would need to go out and charge that much up on a card. Tell me what you all think. Bank of America Visa Gold is getting cancelled this week sometime, and Chase will be cancelled soon after (likely next month when I pay it off).