Credit Cds After Bankruptcy

Discussion in 'Credit Talk' started by newstdt, Jun 14, 2001.

  1. newstdt

    newstdt Well-Known Member

    I've been reading this board for awhile, this is my first post. I have to say, this has been quite an eyeopening education to the whole credit card process.
    At first I didn't get all the lingo but eventually, it's coming together. Please forgive me if I ever sound "stupid" in any of my questions!

    I've read that some of you regulars have a bankruptcy in your past and you are now rebuilding.
    Have you been able to get a secured card or new card from a creditor who you had included in your BK at some point in the future?
    I have read both good and bad about some of those that offer secured cards. Any advice?
    Thanks in advance...
  2. Jim

    Jim Well-Known Member

    I never applied for or expected to receive a credit card again from any of the 6 credit card companies I included in my Chap 7 BK.

    I got a 1K Cap One card the month I filed my BK. Then 2 credit union cards. MBNA sent me an offer early on and I did not respond. There is more to the story here but I think I have answered your question.
  3. NanaC

    NanaC Well-Known Member

    Ok, this happened to me but I believe the consensus is it doesn't happen now..

    But, I did receive an Amex after a bankruptcy in which they were included. I have since closed the account and it is listed as closed by consumer, paid never late.

    But, like I said, this is not supposed to be a possiblity now.

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