I am going through a separation from my husband. The majority of credit debt is in my name $40-50k (he got me good on that one huh). We own a home that is upside down in the market but so far I have been able to make minimum payments on credit cards and house payments. I spoke with the credit card agencies about reducing the interest rate but they will not lower them. What are my alternatives. If my debt/loan ratio was not so high I would have great credit score. Now I'm facing losing it all. I cannot afford the minimum payments on my own. Any suggestions where to start.
