credit disputes and scores

Discussion in 'Credit Talk' started by premeno, May 17, 2002.

  1. premeno

    premeno Well-Known Member

    How long after you dispute online do the accounts show up as disputed? Do your scores go up?
     
  2. Nave

    Nave Well-Known Member

    On TU they won't (Marie pointed this out, TU's system can't handle that functionality). Are you talking about "in dispute" marked on your report from validation or from dispute? From your post, it sounds like you are talking about "in dispute" marked on your report as a result from an online dispute you entered with the CRA, in which case they should show up as "in dispute" instantly after you enter the dispute.

    On Equifax some have seen score increases and approvals while items are marked as "in dispute" but it is not certain. On Experian I have seen no such posts describing such an increase in score or better chance of approval.

    -Peace, Dave

    (FYI) If, however, you are referring to "in dispute" status marked on your report due to a validation with the creditor, it should show up within a few days of the creditor receiving the validation (I believe the FCRA says 5 days).
     
  3. premeno

    premeno Well-Known Member

    Yes I was referring to when I dispute online. But I have not had one creditor list the account as "in dispute" in the 5 days, or at all.
     
  4. uhackthis

    uhackthis Well-Known Member

    Is that 5 working days or calendar days?
     

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