Credit can be started by geting a ITIN from the IRS. See my response on the question posted a few days ago!
Are EIN and TIN two different michael, if i have an EIN, do i still need a TIN to apply for credit at the banks you list? thanks.
RE: Are EIN and TIN two differ YES! The EIN is an Employers I.D. Number for businesses. The ITIN is an Individual Taxpayers I.D. Number for people.