i have read a lot of differing opinions on these services. i think it would be helpful for me to have both since i am aiming for a score to get my home. question: when you get these services, do they put a hard inquiry on you when you sign up? and is it true that you can check daily and it won't hurt you in any way score wise? it seems like they are begging for us to do this and $80 isn't alot for me to pay to be able to watch and feel confident in that what i am doing is right and on the money thoughts? peace, jimrie
A. All inquires are soft. B. Yes, your score is not hurt by you checking your credit report, even daily. C. Yes, they are begging. It's great income for them. Both are good services, but CW has a better score.