Credit Expert deletes 7 Inquiries

Discussion in 'Credit Talk' started by MikeG, Oct 12, 2001.

  1. MikeG

    MikeG Well-Known Member

    Hello All,

    I am now officially down to 2 total inquiries on Experian. I was able to delete 7 more in this last run. All the previous verified inquiries deleted this tiem around. Even inquiries from when I refinanced in July are gone. That two month factor must be accurate.

    Mike G.
  2. KHM

    KHM Well-Known Member

    Are you talking about inquiries to obtain your report? If so how did you go about removing them? And whats the 2 month factor?
    Thanks Kellie
  3. OtherTerri

    OtherTerri Well-Known Member

    I don't know what the two month factor is either.

    My guess is .... waiting 2 months between disputes? or disputing 2 months after the inquiry shows up...
  4. MikeG

    MikeG Well-Known Member

    2 month rule

    It has been said on this board that companies keep inquiries on file for 2 months and then discard the information. So, if you wait 2 months or so after the inquiry, you may have success in getting a removal since they no longer keep those records.

    Anybody else have better information.

    Mike G.
  5. MikeB

    MikeB Banned

    Re: 2 month rule

    That may be the practice by some companies, but I have had numerous inquiries that were 6 months or older that were verified twice. Of course you don't know who is actually doing what they are required to do either.

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