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Discussion in 'Credit Talk' started by DaveLV, Jul 14, 2001.
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Yowza -- Credit Expert is harsh:
â?¢ Presence of derogatory information (such as collection, charge-off, or bankruptcy) on your credit profile
â?¢ Two or more applications for credit made in the last two years
â?¢ Public record item (such as a judgment or lien) reported within the last three years
â?¢ Account opened within the last three years
Accounts open in the last THREE years??? Two applications for credit in TWO years? Sheesh.
Creditexpert gave me the exact same reasons - Except for the public record one.
So far they have deleted 2 inquiries.