It looks like Credit Expert updated for the day. It now shows only one inquiry in the last six months (with the deletion of the American Express inquiry) and my score went from 595 to 597.
Yowza -- Credit Expert is harsh: â?¢ Presence of derogatory information (such as collection, charge-off, or bankruptcy) on your credit profile â?¢ Two or more applications for credit made in the last two years â?¢ Public record item (such as a judgment or lien) reported within the last three years â?¢ Account opened within the last three years Accounts open in the last THREE years??? Two applications for credit in TWO years? Sheesh.
Creditexpert gave me the exact same reasons - Except for the public record one. So far they have deleted 2 inquiries.
