Credit expert question again

Discussion in 'Credit Talk' started by tom65432, Oct 12, 2001.

  1. tom65432

    tom65432 Well-Known Member

    For those of you who have signed up and had to provide written proof of your ID: when they finally verified your ID, did you get an email or did you just keep trying to log in until you were successful?
     
  2. roni

    roni Well-Known Member

    got an email... if you're worried, try calling.
     
  3. tom65432

    tom65432 Well-Known Member

    finally verified

    They finally let me on. My score was 666 (somehow that seems appropriate). My TU score is 698 (for comparison purposes.). Experian has a paid collection listed that is not mine - I am waiting results of my validation letter to the CA. TU does not list this paid collection. My Worthknowing score is 50 (for comparison purposes).

    Other than the paid collection, the only real negative is that credit card balances are too high. As soon as I get those down some, score should improve.
     
  4. dnsatt

    dnsatt Active Member

    Re: finally verified

    I know there has been a lot of discussion on this, but can someone please enlighten me again...as to the true value of the credit xpert score vs. tu vs. scorepower vs.?? (who ever else)

    Thanks
    dnsatt
     
  5. Hal

    Hal Well-Known Member

    Re: finally verified

    I just never understood why CRA's, Motor Vehicles, Creditors etc consider a utility bill proof of identity - the truth is anyone who has your name, ssn, dob and a few other easily obtainable basics can open utility accounts in your name - the utilities have NEVER asked me to come in to show a driver's license, ssn, etc.
     

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