Well I just got my online statement from Citibank, hubby is an AU on it. I went ahead and checked at CE, and the new balance appears on my credit report and since it went up just a tad ( sorry had to buy some minor things for the house lol), my score went down one point, that was the only change in reports and I also checked hubby score since he's an AU and his score dropped 4 points b/c of the new balance. So it appears in our case that CE is right up to date with any new activity that hits your reports as well as the score.
I'm impressed with credit expert. It is up to date. I think I may plunge for the $79 and keep the service when the intro period expires.
I like it, too. Hubby only has access cuz I had to prove I was who I am and with the move that took time. Sigh.. I'm hoping to be able to sign up today..
When you are an AU the accounts are counted in your credit scores, if I would ever be late his report would be affected as late as well. That is just how AU status works.
