How much of a difference (if any) is there between Credit Expert and Fico? I notice that Credit Expert's medium low risk category doesn't start until 720, but Fico lists it at 700.
My EXP and EQ reports are identical. FICO on EQ is 613 and on creditexpert it's 667. I think the balances reported may be different though.
Is there any way to get Experians FICO except from a Mortgage Company? I have had Experians FICO scores twice from a mortgage company and it's been lower than my Credit Expert score. I can't remember how much less at the moment, but seems like maybe 10-20 points less. My Credit Experit score is 739 right now, and would like to know Experians FICO. My other scores are EQ. 709, and Trans. 706. I think I am safe that it is over 700, but don't really trust C.E.
I get credit expert and FICO scores through subscription. I've noticed that the credit expert score is way more sensitive to fluctuations in card usage than Equifax FICO. This sometimes leads to a disparity of 40-50 points between the two scores even for small changes like 5% in the amount of usage.
