I signed up last night for the 30 day free trial of Credit Expert. It's a pretty good site, but if I keep it for the price.. I don't know yet. I used hubby's social.. he carries most of the credit .. The score was 721.. is this a pretty accuate number ? All accounts were listed but a few need updating... and a citi-bank account hasn't updated since 9/02.. so pretty much that same balance is showing on the card I transfered the balance to .. ( Juniper) . How often does the info on the site update?