Credit Expert

Discussion in 'Credit Talk' started by jlynn, Mar 28, 2003.

  1. jlynn

    jlynn Well-Known Member

    Is anybody elses score stuck on yesterday? DH just had two important updates, and I am foaming at the mouth to see the new score.
     
  2. Sheepshead

    Sheepshead Well-Known Member

    Are the updates already reflected in the CreditExpert report? The Experian CR will only change 24 hours after your last pull.
     
  3. jlynn

    jlynn Well-Known Member

    The updates are reflected. The score (on the home page) lists as of 3/27/03. It is normally changed by 10ish in the morning.
     
  4. psbates

    psbates Well-Known Member

    jlynn

    You know waaaaay too much about credit expert LOL!

    I know the feeling.

    Probably the fact is that the one thing you can count on is that you can't count on them. :)

    good luck-----hope it goes up

    pb
     
  5. Flyingifr

    Flyingifr Well-Known Member

    You have to know the rules:

    If the entry will cause your FICO to go down, it's immediate, and so is its effect on FICO.

    If the entry would normally cause the FICO to go up, it won't. And if it does, it goes up at much less than the entry pulled the FICO down. The increase will be delayed until a coreesponding negative comes along, and your FICO will go down.

    If the entry is FICO-neutral, meaning it shouldn't affect FICO, FICO will go down.
     
  6. jlynn

    jlynn Well-Known Member

    <-------slapping self on forehead---------->

    Of course! your right! What was I thinking????

    BTW it is STILL stuck on 3/27
     
  7. jlynn

    jlynn Well-Known Member

    Well they finally cranked up the score machine. DH's GMAC account went from defaulted 11/02 w/2 30 days late from same time period to "paid never late"

    Citi went from current was 120 days(also from Nov) to "no status".

    Score yesterday 575 today 575
     
  8. cheshrcat

    cheshrcat Active Member

    Silly folks changed my current address to my previous address! So, I just called to correct that little problem, and get some additional addresses removed (like, an address that's a combination of previous addresses in Chicago and Cincinnati -- how on earth did that get reported?). Now they're marked as being under investigation, so the site's definitely being updated.
     

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