Hey everyone i was just wondering what everyones opinion is on my secured card dilema. Right now i currently have 1 open account on my report. Its an auto loan. I'd like to get a couple secured cards on my report to build my scores up. My 4 questions are 1. Whats the optimal ammount of credit utilization for a 500 cl per month for optimal score growth 2. Is 500 a good ammnt for a secured card 3. Whats the optimal ammount of open ards to have on your report. Right nowi have the auto loan and im looking to get bofa , citi , and chase secured cars 4. does anyone know if i have the opportunityto graduate with these comapanies Thanks Guys
