1. Amex LOC- approved 25k. Still no checks yet. 2weeks 2. Get Smart- approved 1k 23% rate. I said NO WAY. 3. Chase Continental PLat. Visa- just sent them proof of address. 4. Fleet Platinum Visa- just sent them proof of address. 5. First USA Yahoo Visa- they are requesting proof of address 6. First USA Plat. Visa- also requesting proof of address 7. AT&T Universal Plat. Visa- no word yet 8. Wachovia- no word yet. I tried to apply using the info I gathered on which CRA they would pull from. Here is the list and my score: AMEX LOC- soft Experian 736 hard TU 792 yeah they did. Get Smart- hard Experian 724 2 soft Experian don't know why. CHASE- Trans Union 792 FLEET- hard Experian 736 First USA- hard Equifax 749 AT&T UNIV.- hard Experian 724 Wachovia- I don't know. I only know it's not Experian.