TOTAL ACCOUNTS: 22 19 28 OPEN ACCOUNTS: 10 5 19 CLOSED ACCOUNTS: 12 14 9 DELINQUENT: 3 4 4 DEROGATORY: 7 4 9 BALANCES: 177089 152854 183297 PAYMENTS: 4731 2834 4074 PUBLIC RECORDS: 0 0 0 INQUIRIES (2 years): 7 5 7 ACCOUNT HISTORY Real Estate Accounts: Primary and secondary mortgages on your home CITIFINANCIAL MORTGAGE More about this account Account No.: Condition: Open Open Open Balance: $133978 $137347 $137347 Type: Conventional real estate mortgage Conventional real estate mortgage Real estate mortgage Pay Status: Late 30 Days Late 30 Days Late 30 Days Two Year Payment History: Legend >> OPTION ONE MORTGAGE CO More about this account Account No.: Condition: Open Closed (Paid) Open (Paid) Balance: $0 Type: Conventional real estate mortgage Conventional real estate mortgage Real estate mortgage Pay Status: Current Current Current Two Year Payment History: Legend >> Revolving Accounts: Accounts with an open-end term CAPITAL 1 BK More about this account >> Account No.: Condition: Open Open Open Balance: $92 $92 $92 Type: Credit Card Credit Card Credit Card Pay Status: Current Current Current Two Year Payment History: Legend >> PROVIDIAN More about this account >> Account No.: Condition: Derogatory Closed (Transferred) Derogatory Balance: $0 $0 Type: Credit Card Credit Card Unknown - credit extension, review, or collection Pay Status: Collection/Chargeoff Late 150 Days Collection/Chargeoff Two Year Payment History: Legend >> GALF/CBUSA More about this account >> Account No.: Condition: Open Open Balance: $0 $0 Type: Combined Credit Plan Pay Status: Current Current Two Year Payment History: Legend >> CITIFINANCIAL RETAIL S More about this account Account No.: Condition: Open Open Open Balance: $0 $0 $0 Type: Charge account Charge account Charge account Pay Status: Current Current Current Two Year Payment History: Legend >> CARD SERVICE More about this account >> Account No.: Condition: Derogatory Derogatory Balance: $455 $455 Type: Commercial Line of Credit Commercial Credit Obligation Pay Status: Collection/Chargeoff Collection/Chargeoff PROVIDIAN More about this account >> Account No.: Condition: Derogatory Closed (Transferred) Derogatory Balance: $0 $0 Type: Credit Card Credit Card Unknown - credit extension, review, or collection Pay Status: Collection/Chargeoff Collection/Chargeoff Collection/Chargeoff Two Year Payment History: Legend >> FCNB MSTR TR More about this account >> Account No.: Condition: Closed (Paid) Derogatory Balance: $0 $0 Type: Credit Card Pay Status: Collection/Chargeoff Collection/Chargeoff Two Year Payment History: Legend >> CAPITAL 1 BK More about this account >> Account No.: Condition: Closed Closed (Paid) Closed (Paid) Balance: $0 $0 Type: Credit Card Credit Card Unknown - credit extension, review, or collection Pay Status: Current Current Current Two Year Payment History: Legend >> GEMB/SERVICE MERCHANDI More about this account Account No.: Condition: Open Balance: $0 Type: Charge account Pay Status: Current Two Year Payment History: Legend >> GNB/PALAIS R More about this account >> Account No.: Condition: Closed (Transferred) Balance: $0 Type: Charge account Pay Status: Installment Accounts: Accounts comprised of fixed terms with regular payments FST BK CONRO More about this account >> Account No.: Condition: Open Open Balance: $8127 $8127 Type: Installment sales contract Pay Status: Current Current Two Year Payment History: Legend >> FST BK CONRO More about this account >> Account No.: Condition: Open Open Balance: $19597 $19597 Type: Installment sales contract Pay Status: Current Current Two Year Payment History: Legend >> FST BK CONRO More about this account >> Account No.: Condition: Closed Open (Paid) Balance: $0 $0 Type: Installment sales contract Pay Status: Current Current Two Year Payment History: Legend >> FST BK CONRO More about this account >> Account No.: Condition: Closed Open (Paid) Balance: $0 $0 Type: Installment sales contract Pay Status: Current Current Two Year Payment History: Legend >> CENTERPOINT ENERGY ENT More about this account Account No.: Condition: Closed (Paid) Closed (Paid) Closed (Paid) Balance: $0 $0 Type: Unknown - credit extension, review, or collection Collection Pay Status: Collection/Chargeoff Collection/Chargeoff Late 120 Days Two Year Payment History: Legend >> CHEVY CHASE BANK FSB More about this account Account No.: Condition: Open Open Open Balance: $6256 $6256 $6256 Type: Auto Loan Auto Loan Auto Loan (obsolete) Pay Status: Late 30 Days Late 30 Days Late 30 Two Year Payment History: Legend >> WORLD FINANCE CORP More about this account >> Account No.: Condition: Closed Closed (Paid) Open (Paid) Balance: $0 $0 Type: Secured loan Secured loan Pay Status: Current Current Current Two Year Payment History: Legend >> FORD MOTOR CR More about this account >> Account No.: Condition: Closed Closed (Paid) Open (Paid) Balance: $0 $0 Type: Auto Loan Auto Loan Auto Loan (obsolete) Pay Status: Current Current Current Two Year Payment History: Legend >> LEASECOMM CORP More about this account >> Account No.: Condition: Closed (Paid) Derogatory Balance: $2005 Type: Rental agreement Collection Pay Status: Current Late 120 Days Two Year Payment History: Legend >> FORD MOTOR CR More about this account >> Account No.: Condition: Closed Closed (Paid) Open (Paid) Balance: $0 $0 Type: Auto Loan Auto Loan Auto Loan (obsolete) Pay Status: Late 30 Days Late 30 Days Late 30 Days Two Year Payment History: Legend >> WORLD FINANCE CORP More about this account >> Account No.: Condition: Closed (Paid) Open (Paid) Balance: $0 Type: Secured loan Pay Status: Current Current Two Year Payment History: Legend >> WORLD FIN More about this account >> Account No.: Condition: Closed (Paid) Balance: $0 Type: Unknown - credit extension, review, or collection Pay Status: Current Two Year Payment History: Legend >> WORLD FIN More about this account >> Account No.: Condition: Closed (Paid) Open (Paid) Balance: $0 $0 Type: Secured loan Pay Status: Current Current Two Year Payment History: Legend >> BANK ONE More about this account >> Account No.: Condition: Closed (Paid) Open (Paid) Balance: $0 Type: Installment loan Pay Status: Current Current Two Year Payment History: Legend >> ARROW SER More about this account >> Account No.: Condition: Derogatory Balance: $2944 Type: Collection Pay Status: Late 120 Days Two Year Payment History: Legend >> ARROW SER More about this account >> Account No.: Condition: Derogatory Balance: $5640 Type: Collection Pay Status: Late 120 Days Two Year Payment History: Legend >> Other Accounts: Accounts in which the exact category is unknown None Reported Collection Accounts: Accounts seriously past due Creditor Name: Account No.: Original Creditor: NCO BANK OF AME Responsibility: Individual Condition: Derogatory Original Balance: $417 Balance: $417 Date Opened: 08/2004 Date Reported: 05/2005 Remarks: [Equifax] Subject has not satisfied debt. ARROW FINANCIAL SERVIC Creditor Name: ARROW FINCL ARROW FINANCIAL SERVIC Account No.: Original Creditor: DAG FINANCIAL TRUST 2002 A DAG FINANCIAL TRUST 2002-A Responsibility: Individual Individual Condition: Derogatory Derogatory Original Balance: $1989 $1989 Balance: $2944 $2944 Date Opened: 11/27/2002 11/2002 Date Reported: 08/01/2005 08/01/2005 Remarks: [TransUnion] Placed for collection ARROW FINANCIAL SERVIC Creditor Name: ARROW FINCL ARROW FINANCIAL SERVIC Account No.: Original Creditor: DAG FINANCIAL TRUST 2002 A DAG FINANCIAL TRUST 2002-A Responsibility: Individual Individual Condition: Derogatory Derogatory Original Balance: $3834 $3834 Balance: $5640 $6215 Date Opened: 11/27/2002 11/2002 Date Reported: 01/03/2005 10/01/2005 Remarks: [TransUnion] Placed for collection Creditor Name: Account No.: Original Creditor: NCO BANK OF AME Responsibility: Individual Condition: Derogatory Original Balance: $417 Balance: $417 Date Opened: 08/2001 Date Reported: 02/2002 Remarks: [Equifax] Subject has not satisfied debt. PUBLIC INFORMATION None Reported
