Separate names with a comma.
Discussion in 'Credit Talk' started by shopper, Oct 28, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I personally don't know for sure how it would look on your credit report but I would have to assume that there definately won't be a negative effect.
I must commend you on your credit sense. Most people fail to realize their credit limits. I personally have NO BUSINESS with a card with a limit over $5k. I make bank but having a card w/ a limit over $5k is just too inviting. Believe me.....been there, done that (courtesy of First USA!). I'm STILL repaying them. At one point, I think my balance was up to $7k or so. This was in 98 when I was making like $30k/yr. Now that I make a little more than double that, I know what my limits are and I don't plan on being in that kind of financial debt again.
WHO ISSUES YOUR CREDIT CARD???
I WOULD LOVE TO HAVE ONE!!!
HAVE HAD DISCOVERCARD FOR ABOUT FIVE YEARS AND NEVER GOT A CREDIT LINE INCREASE EXCEPT ONCE, BUT I HAD TO DO AN APPLICATION AND CREDIT REPORT INQUIRY!!!
To answer your question, you only would have a problem if you had charged like $8,000 at one time, so your "high balance" is $8,000, but your limit is $5,000 ***RED FLAG***
If you don't have the willpower, lock your card in a safe place, give it to your husband to hold or close the account.
Good credit is a terrible thing to waste. There are ways of making money with your idle credit. I have built a company with my credit cards. CreditWorks is now working on its fifth year of paying 19.47% APR, we are proud of our record and our high limits. Looking to improve on my highest personal line of $14,000 from Chase.