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Discussion in 'Credit Talk' started by madison, Sep 14, 2003.
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Call and ask for a prequalified limit increase. Tell them that you don't want a hard inquiry on your credit reports because that is detrimental to you FICO score.
A lot of times they offer CLI based on your payment history with them.
JUST ASK FOR A "PRE-APPROVED" CREDIT LIMIT INCREASE...(NO CREDIT REPORT)
"IF" THEY SAY THEY MUST PULL...IT IS UP TO YOU IF IT IS WORTH THE "HIT" OF <7> POINTS
To me it is NOT worth the "HIT"
Re: Re: Credit Increases
For some people an inquiry might cost more (or less) than 7 points.