Hey there I havn't posted in a while.. someone emailed the following to me and I am SURE it has been discussed... I just can't fid the links.. could someone posts related links to this thread.. especially ones that discuss pros and cons of this.. thanks.. Subject: Fw: Removel of credit INFO Your Credit: Personal Information goes public Starting July 1st, 2003, the four major credit bureaus in the US (Equifax, etc.) will be allowed to release credit info, mailing addresses, phone numbers, etc., to ANYONE who requests it. If you do not want to be included in this release of your personal information, you can call 1-888-567-8688. Once the message starts you will want option #2 (even though option #1 refers to this email, push #2) and then option #3. Here is a web site that has additional information on the Personal Credit Information going public <http://www.ftc.gov/privacy/protect.htm>
Information at the FTC site does not support the statement that effective July 1 ANYONE can obtain another person's credit report. In order to pull a report that is not your own, you have to be a business that subscribes to the CRAs service. All opting out does is prevent the CRAs from selling your information for marketing purposes.
OK.. I looked back the the email sent to me and the immediate source was a known trusted source however the email did come from a long line of fowards.
Aha... OK.. It turns out that this is just a hoax.. A fairly popular hoax since it was found on several urban myths/internet hoax sites... False Alarm!!