"If you want to minimize the damage from credit inquiries, make sure that when you shop for a mortgage you do so in a fairly short period of time. The FICO score treats multiple inquiries in a 14-day period as just one inquiry and ignores all inquiries made within 30 days prior to the day the score is computed." http://moneycentral.msn.com/content/Banking/Yourcreditrating/P41876.asp I have been working under the auspices that removal of old inquiries, whether they are 3, 9, or 15 months old will help put some points back on your credit score. Is this true? Untrue? Should I continue my efforts to remove old inquiries with the goal of helping my score out? Or should I forge it per this article? In the past I have focused on the major tradelines, but now I'm "fine-tuning" and trying to get some of these inquiries off. There is also a free pdf file from the myfico.com website written by Fair Isaac that seems to echo the sentiments of the writer of the MSN article. Any thoughts / experiences / insights would be most appreciated. Have a great weekend everyone!