I have noticed that banks tend to give a similar limit to what they see on the report. I have really small limits ($700 - $1000 on all) and wonder if I will ever get a platinum or gold card with a good credit limit. It does not help that all my cards are with lame companies like First Premier who never give decent increases. But does a $2000 balance on a $10000 limit look better than say a $200 on a $1000 limit? Curious.