Does anyone know how FICO looks at Cap One cards, since the credit limit shows up as N/A? Does it compare current balance to high balance?
I just received a Cap one toy card for 300.00.I have a bill to pay for 250.00.Should I charge that on the cap one and then pay it off when my bill comes from cap one.
I used a BT check to my checking account and BEFORE the billing cycle closed I paid it off except $50. CRA's picked up the new HC and I did not have to take a FICO hit for the high usage. This is what Cap1 should report in the first place.
