Credit limits....

Discussion in 'Credit Talk' started by roni, Apr 21, 2001.

  1. roni

    roni Well-Known Member

    I am having problems getting credit lines with higher credit limits. I am truthful about my income, but I think my existing credit accounts and student loan debt is limiting how much they extend now. I am getting about $2K -$3K on average for my new accounts. Iam done with new accounts until I close on the mortgage in Sept 01.


    GEORGE Well-Known Member

    Can you balance transfer an account to $0???

    Let it sit one month, then call to ask if they have any lower balance transfer rates and a higher credit limit at the same time.

    I did this with FIRST USA.
  3. creditwork

    creditwork Well-Known Member

    George has a very good point. You need to exercise the credit you have to get higher limits and lower rates. I don't have a card with less than a $5000 limit.

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