Credit line increases

Discussion in 'Credit Talk' started by Mike, Mar 13, 2001.

  1. Mike

    Mike Well-Known Member

    Do the banks pull up your report before increasing your credit line? Does this count as an inquiry on your report?

  2. jshimmer

    jshimmer Well-Known Member

    Sometimes they will, sometimes they won't. It's all a 'corporate policy' thing.
  3. Marypc

    Marypc Well-Known Member

    MBNA pulled my reports, resulting in a hard inquiry for me, Providian didnt.

    GEORGE Well-Known Member

    I ask them to look on their computer for an "ALREADY APPROVED" credit line increase because I don't need any inquires...

    If they will increase it without an inquiry, I say thank you. If they say they need an inquiry like DISCOVERCARD, EVEN THOUGH I HAVE GIVEN THEM $30,000 TO $80,000 EVERY YEAR FOR 5+ YEARS...I SAY NO THANKS, I DON'T NEED THE CREDIT LINE INCREASED THAT BAD, I HAVE OTHER CARDS THAT WANT MY BUSINESS!!!!

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