Credit monitoring services

Discussion in 'Credit Talk' started by myschae, Nov 11, 2001.

  1. myschae

    myschae Well-Known Member

    Do any of ya'll use them? If so which ones do you use and what kind of luck have you had?

    I'm thinking of signing up but I'm not sure they're worth it. Is it better just to pull a report from the big three every year?

    Thanks,
    Myschae
     
  2. roni

    roni Well-Known Member

    I find value in being able to check my credit report more than once per year... the problem is that many creditors do not report to all three cras... that means you need three monitoring services... too many fees!

    Credit Expert is ok, but they don't provide access to your FICO score. I like Equifax's monitoring service, but too bad you can not use it if you have a promotional block on your credit report. They also limit the number of reports you can see.

    Many people just use the monitoring services for the 30 day trial period and then cancel before the billing.
     
  3. Hope

    Hope Well-Known Member

    I have promotional block on my reports and I still have access to the Equifax monitoring service.
     
  4. roni

    roni Well-Known Member

    I stand corrected. I'm glad to hear they finally changed it. :)
     
  5. Hope

    Hope Well-Known Member

    Hey, those CRA's are whimsical, aren't they!
     

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