Was wondering what a good credit monitoring servece was?We owe $1000 on a flute my daughter had for band.Were going to pay it off tomorrow & they agreed to have it (in writing) to have it removed off our credit rating.Was wondering how much if any it would drive up my wifes score.I just paid a $100 bill off and it was removed and my score went up my like 20 points with experian.
It's tough to guess how much her scores will go up without knowing more about her credit profile. If this is the only negative thing on her credit reports, the jump could be significant once it's removed. Do you really need a credit monitoring service? Why not just pull her free credit reports to check and make sure the chargeoff is removed? If you really need one, check out the Equifax 3-in-1 products, which are all pretty decent.
