I am applying for a home loan and my experian credit reports shows nothing even though I have an exyensive history and have 700 score with the other two Bureau's anyone else have an issue like this and what did you do to rectify it?
If none of the creditors you've had or currently have report to Experian, then you won't have anything on your Experian reports. Since you say you have an extensive credit history, it really does surprise me that you haven't had one creditor that reports to Experian...that's very strange. What do you mean exactly when you say extensive?
I have 30 years with probably 50 different cards at some point home mortgages 25 plus car loans, Student loans for which I still pay. The other two Bureas have this the only two showing on experian are closed accounts only two one for chase in 1996 and the other in 2002. after that nothing although they do have all my current employers and addresses, thats what is so confusing.
Which credit cards and which loans? Generally if it's Chase or Bank of America they report to all of them, as well as US Department of Education. You may want to contact the creditors directly to see if they can start to report to Experian.
Yea, that's very strange. I would contact your current creditors to find out what the deal is. Something has got to be wrong.
You should check with Experian if they got any report from creditors, as well check with you creditors.
