i don't have any credit history now. i had a credit card for 1 and half year in boa and i never paid late. they just could not raise my credit. still 600$ in 1 and half year. the reason they told me was i don't have any credit history. then i go and get a credit report, it shows nth (like i am not exist). how can i have some credit history? at least some. i am a student and has no income. whatever credit card except the one i have that i tried to apply get rejected. my name on my card has not the same as my name on my ssn card. isn't that a problem. the name i use on my cc is "xxxxxx x", but the name on my ssn card is "xxx xxx x" isn't that i must use the same name as my ssn, or i only need to provide the ssn to the credit card company? thx
