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Discussion in 'Credit Talk' started by ditomax, Jul 16, 2001.
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Unfortunately, yes. My wife and I ran into this very thing a couple of years ago. We got strapped and couldn't afford the full amounts, so she sent in what she could at the time. I found out later that if, for example, the amount due is $324.56 and you send them $324.55, it's pretty much a MISSED payment. At least that's how First USA and Direct Merchants treat it. That was also their excuse to jack my interest rate to the sky.
I would recommend that you call the creditor immediately. A lot of them will work with you. Mine wouldn't.