Hello everyone, I was just wanting to know if anyone could help? I've disputed a couple of accounts with EX and EQ, and had them deleted. On my EQ file, I have 2 good accounts, 2 paid collection accounts, and 1 charge-off(repo). Now everytime I try to apply for credit, I'm still getting denied. All I'm trying to do is to re-establish my credit. Does anyone know of a good credit card or bank or something where I do this? Please help!
If you already have a tons of inquiries you better stop to apply...If you can not get unsecured CC ask CAPITAL ONE for secured one...or BANK OF AMERICA...
Due to your lack of "good" credit, and those 2 collection accounts the CC's are probably denying you. That repo isn't helping either. Your best bet is to go the secured route and try like hell to get those paid collections off. Do a search for the Nutcase letter. Send it. Wait a little bit and hopefully they will come off. I have done this for one, and it came off. Other's it didn't. Some collections worked with the Goodwilll letter. I actually had 5 of those come off by doing that. So, just keep on, keepin' on and stay on the track to ensuring a 100% accurate credit report.
Secured credit card links: http://www.cardweb.com/cardtrak/surveys/secured.html http://www.cardoffers.com/reviews/c...&apr2=9999&intro=9999&Submit.x=33&Submit.y=11
