MOST all of them are out of date... Check the printing date... I wouldn't trust anything published before 98.
The Guerilla Guide to Credit Repair Guaranteed Credit by Arnold Goldstein cariba Will post a few more later--at work and don't have access to library.
Funny how credit repair is on the rise but yet there aren't many credit repair books that are current. I have Guaranteed Credit by Arnold Goldstein and it's cool but it really doesn't get to the MEAT of things. It's an o.k. book to start out with though. People must understand that there are several roads you can take to fix your credit. I feel that anyone embarking on the credit repair journey should read some sort of book first, consult this board, then figure out a plan of attack.
What about Kristy Welsh's book, and the free downloadable book by Budd Hibbs? Are either of these helpful?
I've got a whole long shelf of every book I can find on credit repair. I think I can safely say that there are none out there that don't offer some bit of good helpful advice. Some are better than others and it makes no difference that I've got every one I could ever find and I will always buy the next one that comes out because they could have some small bit of info that I might be able to use. But so far, this web has been more helpful to me in learning how to do it than any other avenue with the sole exception of studying hard to learn the laws that deal with IRS, courtroom proceedure, and various law books. That's where the real meat is to be found. In the law, and there is probably no place on earth to better learn about those subjects than from people who are fighting one of the most corrupt systems in the world, one that has never done anything legal in all of it's existance as a collector of money. Once a person learns how to successfully fight against a collection agency that uses just about every dirty trick in the book including jack booted thugs with machine guns and prison cells to collect the money if need be and has no compunction about using false and fraudulent documents to do it's dirty work, lying to it's victims at every turn then one can be extremely successful with the little punks who have no where near the power that the master collector has and then one can say that one has learned something worthwhile. Credit repair books are just fine and they often have little tidbits of information that might be helpful sometimes. In my personal opinion, Bud Hibbs has some good tidbits too and I've downloaded his book and studied it and it went on the shelf in a notebook along with the rest where it found lots of equal company. There really isn't any one source that will teach it to you. You just have to learn how to do the hard way. But you can be sure that it's going to be a fun fight if you learn how to do it right.
thanks for all the ideas! I really enjoy all the comments and help to the greenpea (me). I'm 15 years in the car biz if I can ever help with any questions on financing or whatever. ottoguy
OtherTerri, I just found the Guerilla Guide helpful when I started this process in 9/00-- a co-worker had given me some info, but I did not like the letters. Guerrilla Guide has some interesting things, like how one late pay can spiral into several. Tells the difficulty level of removing retail accts, major ccs, mortgages, etc. Those who have the book know about the chart--it tells you the probability of getting items deleted based on whether the lates are scattered or grouped, what kind of tradeline it is, etc. I will look up the page tonight. I have found very few books that are not helpful. There is always some little new tidbit that is helpful. There is also a book by Bill Kelly, Jr. (2001)--The Complete Guide to credit repair or something. It's pretty good. cariba
Yes, the book is the Complete Guide to Credit Repair by Bill Kelly Jr. $9.95 on Amazon--check half.com, they probably have it for cheaper. He has a lot of different letters in his book. Actually, a lot of the letters in various books seem the same. I think they all copy each other! cariba
There's only one thing I see that's wrong with Bud Hibbs' book: he advocates waiting out the seven-year period when bad info falls off automatically. I think most of us here aren't quite that patient.
Struggler: The important thing to see here is that it for the most part it is the same old pap the credit bureaus have been spoonfeeding to the unsuspecting public for years. They specifically plant these "gurus" to be sure the only information the public gets is what they want the public to know. Any good information or help that people might hope to find is beat down and hatcheted by any means possible. No matter how you cut it, they plan to win and they will stop at nothing to be certain that they keep the upper hand and the ability to lay the whip on the people. Haven't we got enough evidence of that already right here on creditnet for anyone to see?
WHen I started out, I started with Nolo's guide..it got me started but now I see it had some real mistakes. I'll tell you this...whatever you buy, I'd see if you could save some money and buy it used from Amazon so if it isn't any good, you haven't lost that much.
