Hello, I am thinking about hiring a credit repair company to do the work for me and wanted to know who I should use? I have been researching different one's and can't seem to make a decision. Has anyone had a positive experience with any? The last one I contacted never even responded back after calling & emailing which is not a good sign. I think I have way too many to do it on my own and I don't want to mess it up anymore than it already is. Thanks for any feedback!
You can probably do it yourself with help from the board. That said, Apex Credit Services is one of the advertisers and posters here on the board. He posts under apexcrsrvc, so you can look up his name and find his web site.
Although I haven't used their services personally, I've seen lots of his postings and advice here and on other forums to the extent that I seriously doubt that it gets any better than what is offered by Apex. But when it comes to credit repair there is a serious question that I think should be considered whether one hires it to be done for them or they do it themselves and that is what happens to credit scores when a lawsuit is lodged against the debtor. The answer is obvious. All the time, money and effort is wasted. So why even worry about credit repair until that problem(s) are resolved? Once you are at a point where all the lawsuits are over then start worrying about how to repair the damage.
Thanks for all the comments guys and with that said, I must agree with Cap One. I use the analogy that credit repair, whether through Apex Credit Services, LLC, or any other corporation, must be applied after the hurricane has past. Just as you don't start rebuilding a house in the middle of the eye, you don't start restoring credit worthiness until the storm has past.
