I found this website with some really informative information on credit repair. It's totally free stuff with downloadable forms (about 30 of them). Does anyone know if this is legit and should I even attempt to use them. I find information in this forum quite useful and real. The website information seems to be a bit outdated. Any feedback is welcome as I'm beginning the process of fixing this dreaded monster called credit history. http://mynewmoney.com/free-credit-repair-sample-gulde-letter.htm
