Credit Repair Law Firm

Discussion in 'Credit Talk' started by flamva, May 19, 2003.

  1. flamva

    flamva Well-Known Member

    Has anyone heard of this company? There was a message on my voicemail when I got home tonight from "Credit Repair Law Firm" and the woman said she wanted to speak to me about "some repossessions they can help me with."

    Who are these people and how do they know I have a repo on my reports???? I have recent copies of my reports and there are no inquiries on them.

    This is really bugging me and it's too late to call them.

    Any ideas??

    flamva
     
  2. PsychDoc

    PsychDoc Well-Known Member

    That just does NOT sound right to me either. :/

    Don't call them back. And -- especially -- don't call them back from your home phone number. (LOL, actually the first sentence of this paragraph expresses my preferred advice.)

    Perhaps, just perhaps, this is an unscrupulous CA (or someone else) masquerading as a credit repair firm in an attempt to acquire or confirm some personal information.

    Doc
     
  3. flamva

    flamva Well-Known Member

    Thanks for the reply, Doc.

    I was wondering the same thing about them maybe being being a CA. A credit repair company wouldn't know that I have a repo on my report if they didn't pull a report, and no one has pulled a report in months. Maybe it's a CA hoping to collect the deficiency balance on the repo...

    I won't call them. But, if anyone else wants to give them a call, their number is 1-866-345-2733 and she called the company "The Credit Repair Law Firm."

    flamva
     
  4. Butch

    Butch Well-Known Member

    Well ... I don't know much about Repo's but isn't it a matter of public record?


    In my City there's a newspaper for lawyers (The Daily Reporter) and every day it has all the BK's filed the day before. Including full name, case number, address, phone number, assets and liabilities.

    If I wanted to call someone and tell them I wanted to talk to them about recovering from their bk, I bet they'd wonder how I got that info. :)


    I'd call em (from a payphone, like Doc says) and see if you can ask a few questions. Don't give them any info. tho.

    Interestingly, if it is a CA you may have a violation here.


    Course, it might just be my often troublesome sense of curiosity at work here too.

    lol
     
  5. flamva

    flamva Well-Known Member

    Welllll..... Yes, I suppose that repos are a matter of record. But, this particular repo took place 3 years ago in a state about 1800 miles from where I currently live, and a little research told me that this credit repair law firm is located in the state I live in now. Very curious.

    Thanks for the reply, Butch.
     
  6. PsychDoc

    PsychDoc Well-Known Member

    Ok, I just telephoned this group using a number that is bulletproof for both Caller ID and ANI (a business-oriented premium Caller ID product which can't be blocked by the caller using an unlisted line or *67, etc.).

    They claim to be a law firm doing credit repair. However when I asked for their web site, the guy with whom I spoke said, "Sorry, it's not yet ready."

    PsychDoc: "So, what will be the address for that?"
    Him: "I don't know, I don't handle that."
    Me: "Well, who does?"
    Him: "Sherry."
    Me: "Oh, can we ask her?"
    Him: "Sure, who can I say is calling?"

    I then asked how much they charge to do credit repair, and he said something like (and I may have this wrong now, because I didn't write it down) -- $49 startup fee and $29 per month.

    Interestingly, he then volunteered that the counsel's name there is Kevin L. Hagen, Esq., attorney at law and member of the Florida Bar. He invited me to look up the name at FLABAR.ORG. After the phone call, I looked up the name at Google.com and saw several links here. According to this publicly available information, Mr. Hagen graduated law school from Nova Southeastern (in Florida), and one of his interests is indeed consumer law. He is currently in practice with his father, and here is that address (complete with pic of young Mr. Hagen):
    http://www.hagenlawfirm.com/kevin.htm

    So, bottom line is... An attorney with an interest in consumer law is probably not affiliated with a collection agency, but who knows... In fact, perhaps this individual would be helpful to those who need to buy legal consultation here. The jury's out (sorry for the legal pun), but I would guess this fellow may indeed be one of the good guys.

    Still, if you're concerned about an unpaid alleged debt, I would avoid returning unsolicited phone calls as a general policy.

    Doc
     
  7. sahlegian

    sahlegian Well-Known Member

    hell i would just call em and ask how the hell they found a repo on your credit report, i mean if its on there anyhow. them tell em you will pay him after it dissappears. It cant hurt that much.
     
  8. Why Chat

    Why Chat Well-Known Member

    In this case- my usual "paranoid" view has given way to my rarely seen "pollyanna" view.

    I think this may be a possible class action suit against the Co. that repossessed your (auto?) and has poisoned your credit report with an illicit deficiency claim.
     
  9. JenC

    JenC Active Member

    I received a call from a law firm claiming to do Credit Repair asking me if I had submitted a request for their services--which I had not. I had never even heard of them (wasn't Lexington Law) I think the timing of the call was a little wierd, but I had actually forgotten about it until I read your post. Hmmmmm...
     

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