I am looking to remove several negative pieces of information from my credit report. I have about 18 negative items from the last 3-4 years of bad behavior, but have a new source of income now I can repay all this crap like collections accoutns from cable companies and cell phones that are preventing me from getting a house. I would just pay the amounts, but I read that doesn't remove the information. I want to do a pfd, but don't have the time to go through all the hoops. Is there a company that is reputable and successful in this regard? Thanks.
