I thought that credit repair companies were a scam....but when I signed up with this particular credit repair company, they were able to remove well over 25 negative items from my credit reports. I filed for Chapter 7 Bankruptcy and I'm trying to rebuild my credit. I have only been out of BK about 13 months now. I recently applied for a mortgage. When the loan officer reviewed my credit score, I had a score of 637 from Equifax!! I couldn't believe it. Just wanted to share my testimony.
Congrats, James. BTW, which company are you using? This may be helpful to many of us. BTW, some credit repair companies ARE scams. You have to be careful. Every company cannot be trusted. ;-I
