I have some questions on a confusing credit report and where to start. I filed chapter a 7 bankrupcy that was discharged a little over 2 years ago. I recently ordered a combined 3 bureau credit report from a 3rd party company online. When I filed the bankrupcy, I had 3 major platinum credit cards, A VIsa, Master Card and Discover. One of those cards seems to have been handled properly by all agencies. The other 2 however are confusing. The Discover card shows an open balance with 2 of the agencies but seems to be handled properly by the 3rd. My Citi bank card shows an open balance on the same 2 agencies as a credit card account and now here is where I really get confused. The third agency seems to have handled the card correctly but shows a Note Loan with an open balance from Citi Bank with the same Balance as the credit card balance. These 2 accounts have Different account numbers. I have never had a noteloan with Citi Bank. Another interesting thing is one card shows up 3 times with slightly different bank names. Any insight ito this and suggestions would be greatly appreciated.
