Credit Report Codes

Discussion in 'Credit Talk' started by kenny, May 30, 2001.

  1. kenny

    kenny Well-Known Member

    I remember seeing a post that told what the credit report codes meant. Example on my equifax report I have R1 O9 stuff like that. Anyone have this information?
  2. tom65432

    tom65432 Well-Known Member

    whose account
    J joint
    I Individual

    O open
    R revolving
    I installment

    Timeliness of payment
    O approved, not used or too new
    1 paid as agreed
    2 30+ days past due
    3 60+ days past due
    4 90+ days past due
    5 pays or paid 120 days past the due date; or collection account
    7 making regular payments under wage earner plan or something similar
    8 repo
    9 charged off to bad debt

    there is no 6 listed
  3. tom65432

    tom65432 Well-Known Member

    your R1 09 means revolving account, individual, charged off to bad debt

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