I dispute item. It went from 8k charge off to 0 bal and 120 days late on equifax and transunion. (Also showing Type:Revolving or Option ) However it was a chap 7. Is it A. better to leave it like 0 bal and 120 days late B. Should I dispute it as Bankruptcy should not be showing late C. Paid in Full D. Never late Also last activity was Last Activity: 12-1997 Would it be better to dispute it as last activity was 6-97 and it'll drop off in 4 months (which I think it was)
